Travel insurance for people with Cystic Fibrosis

Some changes have been made to the travel insurance scheme for people with CF and their families. You no longer need to complete a medical declaration and send it to the insurance company; instead you can either fill in an application form online or telephone them and answer a few questions. If you complete the form online you will receive a 5% discount on the premium. The level of cover provided is still the same as is the geographical area that it covers.

The premium will differ according to the level of risk. This means that more people with CF will be able to get travel insurance under this policy. However, if you have used this insurance before, it may now be more expensive. You will however be certain that any claim arising from CF will be covered. If you chose another insurance policy, you should ensure that the cover includes claims arising from Cystic Fibrosis.

We receive many enquiries about travel insurance and the problems faced when looking for comprehensive and affordable cover. Premiums can be extortionate, often costing far more than the planned holiday. Worse still, when booking a package holiday, a family is often sold a policy that excludes the person with Cystic Fibrosis.

We have been working with leading insurance broker Heath Lambert to educate the insurance market with the aim of securing better insurance services for families and individuals looking for travel insurance. In an important step forward, Heath Lambert has become the first company to provide access to realistic travel insurance cover for people with Cystic Fibrosis.

Currently, only single trip cover for people travelling within the EU is available for people with CF, but we will continue to work with Heath Lambert and the underwriters to extend this cover in the future. As with all insurance, whether you will be able to get it will depend to some extent on your own circumstances, but we hope that this will make it easier for many people with CF to get comprehensive travel cover.

For supporters and friends of those with Cystic Fibrosis, Heath Lambert has a comprehensive EU and world-wide travel policy, offering both single trip and annual cover at competitive rates.

Outline details of the cover available

One of the main advantages of the travel insurance provided for the Cystic Fibrosis Trust is that the whole travelling party will be covered under one policy. This means that if the person with Cystic Fibrosis or another member of the travelling party is taken ill resulting in them having to return to the UK, the costs of the repatriation are covered for everyone. This is not the case if separate travel insurance is taken out with another insurance provider for the person with CF, as it will only cover that person and not everyone who is travelling with the party.

Travel Insurance is available as follows:

• For people with Cystic Fibrosis: single trip within the EU, with the whole travelling party covered under the same policy
• For supporters and others who wish to support the Cystic Fibrosis Trust: both single trip and annual policies are available to cover the EU and world-wide
• Single trip cover is available up to the age of 69 and annual cover up to the age of 64
• Emergency medical expense up to £5,000,000
• 24 hour assistance for medical emergencies
• Cover for cancellation up to £3,000
• Loss of personal luggage and money up to £1,500
• Loss of passport £250

Buy online or call 01603 828376

Working with the Cystic Fibrosis Trust, Unique has negotiated a travel insurance scheme specifically to help people living with CF.

Some of the benefits for you include:

• There is no need for you to complete a pre-screening questionnaire
• It's quick and easy to purchase as no referrals for medical screening are required
• The whole travelling party can be covered under one policy or we can offer cover for the single traveller.

Currently, only single trip cover for people travelling within the EU is available for people with CF, but we will continue to work to try and extend this cover in the future. For supporters and the friends & families of those with Cystic Fibrosis, Unique has a comprehensive EU and world-wide travel policy, offering both single trip and annual cover at competitive rates.

PLUS, when you buy online you'll receive a 5% discount.

Or call today on 01603 828376

Unique is a trading name of Heath Lambert Limited which is authorised and regulated by the Financial Services Authority. Registered Office: 133 Houndsditch, London EC3A 7AH, United Kingdom. Registered No: 1199129 England and Wales.

For information about travel insurance outside of Europe, please visit this page.